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FDIC Insured | Member FDIC | Equal Housing Lender

Banking Made Simple.
Built for You.

Trust Fund Wallet combines trusted, traditional banking with modern digital convenience. With over 150 years of experience and FDIC insurance up to $250,000 per depositor, we serve millions of Americans with checking accounts, savings accounts, credit cards, loans, and more. Experience banking that fits your life.

$250K
FDIC Insured
5M+
Customers
150+
Years
4.8★
Rating
Trust Fund Wallet Banking
FDIC
Insured
Your deposits are safe with us
Security & Trust

Your Money is
FDIC Insured

Trust Fund Wallet is a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category. Your money is safe, secure, and protected.

Established in 1873, Trust Fund Wallet has been a trusted banking partner for over 150 years. We've weathered economic storms, adapted to changing times, and consistently provided reliable banking services to millions of Americans. Our commitment to security, innovation, and customer service remains unwavering.

Why Trust Fund Wallet

Banking That Works
For Your Life

We combine the security and stability of a traditional bank with the convenience and innovation of modern digital banking. Our comprehensive suite of products and services is designed to help you manage your finances, achieve your goals, and build wealth for the future.

24/7 Digital Banking

Bank anytime, anywhere with our award-winning mobile app and online banking platform. Check balances, transfer funds, pay bills, deposit checks, and manage your accounts with ease. Our mobile app has a 4.8-star rating with over 2 million downloads.

Competitive Rates & Low Fees

Enjoy competitive interest rates on savings accounts, CDs, and money market accounts. Many of our checking accounts have no monthly maintenance fees when you meet simple requirements. Plus, access to over 50,000 fee-free ATMs nationwide.

Personalized Service

Our dedicated relationship managers and customer service team are here to help you achieve your financial goals. Whether you need help opening an account, applying for a loan, or planning for retirement, we're committed to providing exceptional service.

Banking Products

Everything You Need
For Your Financial Life

From everyday banking to long-term investments, we offer a comprehensive range of products designed to help you manage your money, save for the future, and achieve your financial goals.

Checking Accounts

Flexible checking accounts with no monthly maintenance fees when you meet simple requirements. Enjoy free online and mobile banking, bill pay, mobile check deposit, and access to over 50,000 fee-free ATMs nationwide.

  • No monthly maintenance fees*
  • Free online & mobile banking
  • Mobile check deposit
  • Bill pay included
  • 50,000+ fee-free ATMs

Savings Accounts

Grow your savings with competitive interest rates and flexible account options. Choose from traditional savings accounts, high-yield savings, money market accounts, or CDs. All accounts are FDIC insured up to $250,000 per depositor.

  • Competitive interest rates
  • High-yield options available
  • No minimum balance fees*
  • FDIC insured
  • Automatic savings tools

Credit Cards

Choose from a variety of credit cards designed to fit your lifestyle. Earn rewards on everyday purchases, build credit, or enjoy low interest rates. Cards with cash back, travel rewards, or no annual fees available.

  • Cash back rewards
  • Travel rewards programs
  • Low APR options
  • No annual fees available
  • Fraud protection included

Home Loans & Mortgages

Make your dream of homeownership a reality with competitive mortgage rates and flexible loan options. Whether you're buying your first home, refinancing, or investing, our mortgage specialists will guide you through the process.

  • Competitive mortgage rates
  • Fixed & adjustable rates
  • First-time buyer programs
  • Refinancing options
  • Expert loan specialists

Personal Loans

Get the funds you need with competitive rates and flexible terms. Use for debt consolidation, home improvements, major purchases, or any personal expense. Quick approval process with funds available as soon as the next business day.

  • Competitive interest rates
  • Flexible repayment terms
  • Fast approval process
  • No prepayment penalties
  • Loan amounts up to $100K

Mobile Banking

Bank on the go with our award-winning mobile app. Check balances, deposit checks, transfer money, pay bills, manage your cards, and more - all from your smartphone. Rated 4.8 stars with over 2 million downloads.

  • Mobile check deposit
  • Bill pay & transfers
  • Card controls & alerts
  • Biometric authentication
  • Zelle® integration

Why Choose Trust Fund Wallet?

FDIC Insured

Your deposits are protected up to $250,000 per depositor

Secure Banking

Bank-level encryption and fraud protection 24/7

150+ Years

Trusted banking partner with a proven track record

24/7 Support

Round-the-clock customer service when you need it

Customer Reviews

Trusted by Millions of Americans

Don't just take our word for it - see what our customers have to say about their banking experience with Trust Fund Wallet.

"I've been banking with Trust Fund Wallet for over 10 years, and I couldn't be happier. Their mobile app is fantastic, customer service is always helpful, and I love the competitive interest rates on my savings account. Highly recommend!"

JS
John Smith
Software Engineer, New York

"Switching to Trust Fund Wallet was one of the best financial decisions I've made. The mortgage process was smooth, and their loan specialist helped me understand every step. Their online banking makes managing my accounts so easy!"

MJ
Maria Johnson
Homeowner, California

"The credit card rewards program is amazing! I earn cash back on everything, and the customer service team is always there when I need them. Opening an account was quick and easy. Trust Fund Wallet truly cares about their customers."

RW
Robert Williams
Small Business Owner, Texas

"I got a personal loan from Trust Fund Wallet to consolidate my debt, and it was the best decision. The rates were competitive, approval was fast, and the process was straightforward. I've saved hundreds in interest payments!"

SC
Sarah Chen
Marketing Manager, Illinois

"The mobile banking app is incredible! I can deposit checks, pay bills, and transfer money all from my phone. The interface is intuitive, and the security features give me peace of mind. Banking has never been this convenient!"

DK
David Kim
College Student, Florida

"As a first-time homebuyer, I was nervous about the mortgage process. Trust Fund Wallet made it so simple and stress-free. Their loan officer explained everything clearly and was available to answer all my questions. I'm now a proud homeowner!"

EM
Emma Martinez
First-Time Homebuyer, Arizona
Media Coverage

Recognized for Excellence

Forbes

Trust Fund Wallet Leads Digital Banking Innovation

Trust Fund Wallet has been recognized for its innovative approach to digital banking, combining traditional banking stability with cutting-edge technology. Their mobile app and customer service excellence have set new standards in the industry.

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Wall Street Journal

Trusted Banking Partner for 150 Years

With over 150 years of service and millions of satisfied customers, Trust Fund Wallet continues to demonstrate why it remains one of America's most trusted financial institutions. Their commitment to security, innovation, and customer service is unmatched.

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USA Today

Best Mobile Banking App of 2024

Trust Fund Wallet's mobile banking app has been rated the best in the industry for its user-friendly interface, robust security features, and comprehensive functionality. Customers rave about the convenience and reliability of their digital banking experience.

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Ready to Start Banking with Trust Fund Wallet?

Join millions of Americans who trust Trust Fund Wallet with their banking needs. Open an account today in minutes and start enjoying the benefits of modern banking with traditional security and stability.

FDIC Insured
No Monthly Fees*
24/7 Customer Support
Open Account in Minutes